• Silver Share Certificates

    Rates effective September 04, 2014September 04, 2014September 04, 2014September 04, 2014September 04, 2014September 04, 2014

    Account Type APR APY Min. Balance
    6 Month Certificate 0.30% 0.30% $500.00
    9 Month Certificate 0.40% 0.40% $100.00
    12 Month Certificate 0.50% 0.50% $1,000.00
    24 Month Certificate 0.65% 0.65% $1,000.00
    36 Month Certificate 0.80% 0.80% $2,000.00
    60 Months Certificate 1.25% 1.25% $2,000.00
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    Substantial penalties apply for early withdrawal of Certificate funds. 36- and 48-Month Silver Share Certificates are non-renewable with the balance transferred to your Main Share upon maturity, unless we are instructed otherwise. Additional deposits to 9 Month Certificate can be made through direct deposit only. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
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  • Individual Retirement Accounts

    Rates effective September 04, 2014September 04, 2014September 04, 2014September 04, 2014September 04, 2014September 04, 2014September 04, 2014

    Account Type APR APY Term Min. Deposit Min. Addtl. Deposit Min. Balance Comments
    Traditional / Roth IRA / Coverdell Education Savings Variable Rate Share 0.50% 0.50% N/A None None None Balances of less than $3,500.00
    Traditional / Roth IRA / Coverdell Education Savings Variable Rate Share 0.75% 0.75% N/A None None None Balances of $3,500.00 and over
    Traditional / Roth IRA Certificate 0.75% 0.75% 12 months $500.00 $25.00 $500.00 -
    Traditional / Roth IRA Certificate 1.00% 1.00% 36 months $2,000.00 $25.00 $2,000.00 -
    Traditional / Roth IRA Certificate 2.00% 2.02% 60 months $2,500.00 $25.00 $2,500.00 -
    Coverdell Education Savings Certificate 1.00% 1.00% 12 months $500.00 $25.00 $500.00 -
    Coverdell Education Savings Certificate 1.50% 1.51% 36 months $500.00 $25.00 $500.00 -
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    APY = Annual Percentage Yield. Fees may reduce earnings on the account. Variable rates are subject to change after the account is opened. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
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  • Youth and Young Adult Generation APY Certificate

    Rates effective September 04, 2014September 04, 2014September 04, 2014

    Account Type Fixed APR APY Min. Deposit Min. Addtl. Deposit Min. Balance
    6 Month Certificate 2.00% 2.02% $100 $25 Certificate Balances of $100 - $499.99
    6 Month Certificate 2.10% 2.12% $100 $25 Certificate Balances of $500 - $999.99
    6 Month Certificate 2.20% 2.22% $100 $25 Certificate Balances of $1,000 and over
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    HEWEY/Generation APY Certificates are available to any member under age 18. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
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