• Line of Credit Rates

    Rates effective October 01, 2014

    Account Type APR Amount
    Line of Credit Low as Variable Rate of Wall Street Prime + 6% (9.25%) $30,000 maximum
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    *The ANNUAL PERCENTAGE RATE (APR) will change on the 1st day of each quarter (January, April, July, and October) based on the interest rate Index. The Index is the Prime Rate published in the Wall Street Journal on the last day of each quarter plus a margin of 6%. The APR will never be more than 18.00% or the maximum rate allowed by NCUA, whichever is less. Any increase in the annual percentage rate as a result of an increase in the Index will result in higher payments.Your monthly payment for a variable rate line of credit balances will be 2% of the outstanding balances, however, your minimum payments will never be less than $10.00.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
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