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Silver Share Certificates

If you're looking for a higher guaranteed return on your money, consider HEW Federal Credit Union certificates.  This is a safe, secure way to invest your hard-earned money with reasonable terms and great rates. 

You can open a certificate with as little as $500 with terms as low as 6 months.


These certificates are available for fixed terms. Interest rates vary according to the term.  Features to our certificates include:
  • Terms ranging from 6 months to 5 years
  • Minimum opening deposits as low as $500
  • Dividends calculated daily
  • Dividends paid and compounded quarterly
  • Dividends accrue from opening of certificate
  • Transfer funds to other accounts upon maturity
  • Automatic renewal at maturity (excluding promotional certificates)
*Penalties apply for early withdrawal.


6 Month Certificate
APR: .40%
APY: .40%


12 Month Certificate
APR: .75%
APY: .75%


24 Month Certificate
APR: 1.00%
APY: 1.00%


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