VISA Check Card

An HEWFCU VISA Check Card provides you with the ultimate in convenience by giving you 24-hour access to the available funds in your checking account. You can make purchases wherever VISA is accepted or withdraw cash from ATMs worldwide.



DEBIT vs. CREDIT
When asked to select "debit" or "credit", select "credit" when you don't need to get cash back.  This sends the transaction through the VISA network and there's no need to enter you PIN.  When you use your VISA Check Card at an ATM, you'll need to enter your PIN and there may be a charge.  Choosing the "debit" option may allow you to avoid fees and get cash back.  Just be sure to ask if there's a fee; some merchants are tacking on fees for using the cash-back option.