|
12/01/03
| Loan
Type/Security |
Maximum
Loan |
Maximum
Financed |
Maximum
Repayment |
Annual
Percentage Rate Finance Charge (APR)
|
| Signature |
$35,000.00 |
$35,000.00 |
| 36
Months |
|
48 Months |
|
60 Months |
|
72 Months |
|
84 Months |
|
| 8.90% |
*7.90% |
| 10.90% |
*9.90% |
| 11.90% |
*10.90% |
| 12.90% |
*11.90% |
| 13.90% |
*12.90% |
|
| Co-Maker |
N/A |
N/A |
|
|
| New
Auto |
N/A |
Up
to 100% Financing |
| Up
to 60 Months |
| 61
- 84 Months |
|
| 5.99% |
*4.99% |
| 6.99% |
*5.99% |
|
| Used
Auto |
N/A |
Up
to 100% of the NADA Loan Value |
|
|
| New/Used
RV’s |
N/A |
Up
to 85% of Purchase Price |
|
|
| New/Used Boats |
N/A |
Up
to 85% of Purchase Price |
48
Months
|
72 Months
(Over $25,000) |
144 Months
(Over $40,000) |
|
10.50%
|
*09.50%
|
11.40%
|
*10.40%
|
12.00%
|
*11.00%
|
|
| Stocks/Bonds |
N/A |
50% of Market Value |
|
| 10.50% |
*09.50% |
|
12.25% |
*11.25% |
|
| Shares |
N/A |
Value
of Shares Pledged |
| 72
Months (Consumer Purpose)
|
| 144 Months
(Non-Consumer Purpose)
|
|
2.00%
above dividend rate, rounded up to the even
rate. Min.: 6.00% |
On to Page
2 (more rates)
* Preferred
rates apply to “new money” loans when the
borrower agrees to maintain during the term of the
loan:
(1)
A Share Draft or Share Account funded
by direct deposit of net check (pay, Social
Security, retirement, and other recurring
payments);
Or
(2) a minimum of $2,500 in unencumbered
shares in the Credit Union
|
