What is Spread Your Wings?
Spread Your Wings is an account with HEW Federal Credit Union that will introduce you to the tools of good money management. To begin using the Spread Your Wings account you must be between the ages of 18 to 24, and have a basic savings account with the Credit Union. This account entitles you to full membership privileges and offers every financial service you need to set out on your own. Read on to discover the opportunities awaiting you as a Spread Your Wings account holder at HEW Federal Credit Union!

Which do you prefer in your wallet? ATM or VISA Check card?
A "Spread Your Wings' account at HEW Federal Credit Union offers either an ATM car or a VISA Check card. The ATM card is FREE and allows you to get cash from either your checking or savings accounts from our ATMs or ATM within our network at no charge. A VISA Check card allows Spread Your Wings members to make purchases wherever VISA is accepted and it's deducted directly from your checking account. Also, you can use your VISA Check card to get cash from your checking account at our ATMs or ATMs in our network at no charge. The decision is your to make, and is the first step in your flight to financial independence.

Responsibility is the Name of the Credit Game!
We know that you've heard it before, "Come back when you've established your credit". Well how do you establish your credit if no one will give you a chance? Establishing a good credit history is an important financial tool. Learning how to handle debt is as important as learning how to save. It will require self control and responsibility, but loans are a part of life and learning to repay on time is another valuable lesson. Someday you will graduate to other loan and have a mortgage for your own home. A credit card with HEW Federal Credit Union is a great place to begin the adventure.

Special Loans & Services
As an SYW member at HEW Federal Credit Union, you are eligible for special services and loan. SYW members can apply for our annual scholarship and Marketing Internship. "The Real World" is an auto loan offered to SYW members.

How do I Join Spread Your Wings?
Pick up a Spread Your Wings enrollment form at any branch office near you or email: [email protected] to request an enrollment form.

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