HEW
Federal Credit Union Loan Rates and Terms as
of 01/29/99
HEW
Federal Credit Union Loan Rates and Terms as
of 01/29/99
| Loan Type / Security | Maximum Loan | Maximum Financed | Maximum Repayment | Annual Interest / Rate / Finance Charge ( APR) |
| Signature / Unsecured | $15,000.00 | $15,000.00 | 12 Months
36 Months 60 Months |
As Low as: 9.9% to 12.40%
As Low as 13.50% to 16.00% As Low as 15.50% to 18.00% |
| Comaker | N/A | N/A | 12 Months
36 Months 60 Months |
As Low as 9.90% to 12.40%
As Low as 13.50%to16.00% As Low as 15.50% to 18.00% |
| Debt Consolidation/Credit Rebuilder
Signature Comaker |
$15,000.00
N/A |
$15,000.00
N/A |
12 Months
36 Months 48 Months |
14.00%
16.00% 18.00% |
| New Auto | N/A | Up to 100% Financing | 48 Months
60 Months(over $10,000) 72 Months(over $20,000) |
6.75%
7.50% 7.99% |
| Used Auto | N/A | Up to 100%Financing of the NADA loan value | 36 Months
48 Months Over $9,500 60 Months Over $15,000 |
6.75%
7.50% 7.99% |
| New / Used RV's | N/A | Up to 85% of Purchase Price | Up to 72 Months | 10.50% |
| New / Used Boats | N/A | Up to 85% of Purchase Price | 48 Months
72 Months (Over $25,000) 144 Months (Over $40,000) |
10.00%
10.90% 11.50% |
| Stock / Bonds | N/A | 50% of Market Value | 48 Months
60 Months |
10.00%
11.75% |
| Shares | N/A | Value of Shares Pledged | 72 Months consumer purpose
144 Months non consumer purpose |
2.00% above dividend rate, rounded up to the next even rate. Min. 6.00% |
| Visa Classic
Visa Secured Visa Gold Student Visa |
N/A | $5,000.00
$10,000.00 $20,000.00 $5,000.00 |
Min. monthy payment: Either 3% Visa Classic, Visa Secured, & Student Visa or 4% Visa Gold of your total new balance OR $10.00 Classic, Secured OR $50.00 Gold, whichever is greater. See agreement for full details. | 10.9%
7.9% 9.9% 12.9% |
| Mortgages: 1st Trust | $227,150.00 | $227,150.00 | 30 Years | Please contact Credit Union Mortgage Association At 703) 425-1204 |
| Home Equity | $!00,000.00 | $100,000.00 | Min. Monthly Payment: 1.7% of the outstanding balance OR $150.00, whichever is greater. | 7.45% (primeas printed in the Wall Street Journal on the last day of the previous quarter minus 30 basis points.) |
| Share Draft Overdraft | $2,500.00 | N/A | Monthly payment will be $15.00 for each $500.00 or fraction of $500.00 of your loan balance. | 16.00% |
| Line of Credit | $15,000.00 | $15,000.00 | See Addendum | See Addendum |
| Federal Family Education Loan Program. | Federal Stafford, and Federal Plus Loans Availble. | Please contact our Student Loan Officer. |
Loan Rates / Policies & Terms are subject to change without notice.
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