Build credit history or re-establish credit with our Secured VISA®.

It’s secured by funds in your Democracy FCU Share Savings Account so the application process is streamlined.

Make moving into your new place a reality!

Democracy FCU's Move Me Loan can help your move without using a high-interest credit card or depleting your savings account.

Drive Down Your Monthly Auto Loan Payment When You Refinance with Democracy FCU AND Make No Payments for 60 days!*
Bring us your auto loan from an outside financial institution and we will cut your rate in half!* 

• Rates will be cut in half (not to exceed below 5.00% APR*)
• Make no payments for 60 days!*
• Must be an existing auto loan at another financial institution
• Loan amounts up to $60,000 for up to 72 months*

*Certain restrictions apply. Cannot be combined with any other discounts. Does not apply to current Democracy FCU auto loans.