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Operating Hours Update
Wednesday December 8, 2021 from 8am-11am
Due to a staff meeting we will be opening earlier and closing early on this day. We apologize for any inconvenience. Online, telephone, and mobile banking are available 24/7.
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Scheduled Maintenance Notice
A scheduled maintenance will take place on Sunday December 12, 2021 between 1:00 a.m. and 4:00 a.m. During this time, online and mobile banking will be unavailable. We apologize for any inconvenience.
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Earn 4x Rewards Points!
November 22 - December 24 with our Visa® Rewards Card.
Don't have a Visa® Rewards card yet? Don't miss out on this chance to earn 4x points.
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Skip-A-Pay is back!
Eligible members can skip their auto and/or personal loan payment(s) from now until the end of December 2021. Skip-A-Pay and save today!!
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Automatic Callback
Starting December 2, 2021, when you call us and are on hold, you will have the option for an automatic callback from our system. This automatic call back feature will collect your call back number, hold your spot in line, and call you back when our representative is available!
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Cut Your Auto Loan Payment In Half
Bring us your auto loan from an outside financial institution, let us cut it down, then make no payments for 2 months. That’s how we roll!!
Home Page
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Introducing our Holiday Loan!
- Up to $5000
- Rates as low as 7.99%*
- For up to 18 months
*Certain restrictions apply
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Auto Refi is back!
Drive Down Your Monthly Auto Loan Payment When You Refinance with Democracy FCU AND Make No Payments for 60 days!*
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Earn 4x Rewards Points!
November 22 - December 24 with our Visa® Rewards Card.
Don't have a Visa® Rewards card yet? Don't miss out on this chance to earn 4x points.
TRUECar is car buying made easy!
The Democracy Federal Credit Union Car Buying Service Powered by TrueCar makes car buying simple. There's no charge for the service or ever any obligation. Your information will only be shared with the dealers you select. With the TruePrice by TRUECar® save an average of $3,552* on vehicles purchased using the car buying service.