Since 1936, HEW Federal Credit Union has offered a variety of products and services to meet our members' financial needs.  Below is a list of the products and services we offer  at a reasonable price; often at no cost at all. 

    If you are interested in learning more about a particular product or service, contact our Member Services Department at 202-488-5400 x 5; or email at Member Services Online.

     

    SHARE DRAFT CHECKING & SHARE SAVINGS

    We offer many different programs with attractive rates and terms.

    Checking: Our checking accounts require no minimum balance, and have no monthly service charge or per check charge.  Overdraft protection is available, and best of all, we give you the first 50 checks free!
    Savings: A basic share account is required for HEWFCU membership, with a minimum balance of $5 and competitive tiered interest rates.
    * Holiday Clubs: Through payroll deductions or regular deposits, you can save for holiday expenses with this account.  By November, funds from this account are automatically transferred into your checking account.
    * Money Management: This account offers competitive rates with a low minimum initial deposit of $1,000.
    * Silver Share Certificate: Take advantage of higher rates with this certificate.  A variety of terms from 3 to 35 months is offered to suit your needs. 
    Looney Tunes Savings Club: Teach your child the value of money with their very own savings account.
    * Individual This account is a great way to supplement any other retirement plans you may have.  We offer Traditional, Roth, and Education IRA's.  Dividend earned are tax-deferred, and we provide maintenance on your account at no fee to you. 
    RSVIP Club Getting older has it's privelages. This product is designed for members who are 50 years or better! Enjoy many special discounts and services with this account.
    Spread Your Wings Young adults ages 18 - 24 can take advantage of this basic savings account with the choice of an ATM or VISA check card. With this account, you'll be on your way to financial independence.

    LOANS

    When you need a loan, the place to look is your Credit Union.  We offer some very creative options.  One of our most important goals is helping you reach all of yours.

    * Automobile: Attractive rates and terms for new or used automobile loans.  Automatic payroll deduction available.  Affordable credit life and disability insurance available.  Preferred auto insurance available through Nationwide Insurance.
    * Boat & RV: Boats, motor homes, jet skis, and other recreational vehicle loans available at very competitive rates and terms.  Automatic payroll deduction available.  Affordable credit life and disability insurance available.
    Mortgage: Purchase or refinance your home.  We offer various mortgage programs.  Affordable mortgage protection available.
    Home Equity: Use up to 90% of your home's equity.  Variable rate options.  Lines of credit available with checks.  No closing costs.  Further disclosures available in our Home Equity package.  Consult your tax advisor for tax advantages.
    VISA: VISA Classic, Gold, Student, and Secured Cards are available.  No annual fee.  Low annual percentage rages.  25-day grace period for purchases.  No fee for cash advances.  Low minimum monthly payment.  Promotional VISA convenience checks available for easy access.  Accepted worldwide
    * Overdraft Protection: Line of credit that covers checks written in excess of your checking account balance.  Low monthly payments on the outstanding balance.
    * Personal: Signature loans available at very competitive rates.  We offer a variety of flexible repayment terms and automatic payroll deduction.  Members may also take advantage of the affordable credit life and disability insurance.
    * Savings/CD Secured: Low rates when you borrow against your savings or certificates of deposit.  Loans while you wait.
    Internet Application: It's quick and easy to apply for a loan in seconds via our Internet Loan Application.  Available 24 hours a day.

    INSURANCE

    HEWFCU offers insurance to protect your investments.

    Credit Life Credit Life Insurance is designed to pay off or reduce a borrower's loan balances in the event of the borrower's death. It is available with most of our loans and is a voluntary purchase. 
    Credit Disability This insurance is designed to pay the total or partial monthly payments of a loan in the event the borrower becomes ill or fall victim to an accident or injury and is unable to work.
    Guaranteed Auto Protection (GAP) GAP covers the member  in the event of total vehicle loss.
    Nationwide Auto Insurance
    		 Covering you and your car while you're on the road.

    VALUE ADDED SERVICES

    HEWFCU offers more services than you may realize.  We can save you time and money and help make your life a little easier.


    Internet Home Branch: Internet Home Branch allows you direct access to your accounts 24 hours a day, 7 days a week.  As easy as 1...2...3... you'll be transferring funds, paying bills, and looking up transactions via the Internet.
    * Direct Deposit: Automatically deposit your payroll, retirement of Social Security check into your account.
    * PAL Phone Service: Touch-tone transaction line available 24 hours a day, 7 days a week.  Check account balances, verify checks and much more by calling
    703-299-1400 or 1-800-648-3418.
    Members Financial Services: Comprehensive advisory, financial planning and investment services available to HEWFCU members.  Free seminars such as, Retirement Planning, Estate Planning, and much more.
    *E-Statements All active Internet Home Branch users can view their statements online within the first few business days of each month.  It's free and makes your accounts as close as any PC with internet access.
    * Financial Counseling: Personalized budget counseling available to all HEWFCU members.  Meet one-on-one with our financial professionals, and map out your personal debt management plan.
    * Identity Theft: See what the Federal Trade Commission reported on identity theft. Also learn what to do if you have been or think you are a victim of identity theft.
    Tips to Safely Conduct Financial Transactions Over the Internet This link to the National Credit Union Association provides information on how to protect yourself and your purchases online.

      SPECIALIZED SERVICES

    As a convenience, HEWFCU offers these specialized services to members.

    •     Payroll Deduction
    •     Direct Deposit
    •     Money Orders
    •     Traveler's Checks          
    •     Check cashing   
    •     Notary Public
    •     Wire Transfer & Commercial Money Order
    •     Express Depository
    •     Accidental Death and Dismemberment Insurance
    •     Group Term Insurance
    •     Reading Materials
    •     Certified Checks
    •     Direct Deposit of Social Security and Annuity Payments
    •     Special ID Card

     

                     


    Financial Calculators