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Site Search:       Tuesday, January 15, 2008
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Account Agreement Disclosure


Savings Accounts

We offer a variety of savings and investment options with competitive rates, systematic savings options and easy access to your funds.

Your savings dollars at the Credit Union are called "shares". The funds you deposit in your Credit Union share (savings) account are in turn invested by the Credit Union or loaned to your fellow members.

At HEWFCU we provide you with a variety of ways to save:
  • Regular Share Account
  • Money Management Account
  • Holiday Savings Account
  • HEWEY Share Account
  • Share Certificates
  • Individual Retirement Accounts (IRAs)

Security
All member accounts with the Credit Union are federally insured to $100,000 by National Credit Union Administration, an agency of the U.S. government. All IRAs are separately insured to $100,000 by NCUA. Additionally, HEWFCU provides its members with $250,000 account insurance through Excess Share Insurance (ESI). ESI is a licensed property and casualty insurer and the nation's largest private deposit insurer.
















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Calculators

Signature Loan
APR: *12.40%
Term: 24 months 


Certificate-Secured Loan
APR: Rate charged will be 3.00% above dividend rate paid. Minimum 5.00%
Term: Term of Loan not to exceed the earliest maturity date of Certificate(s)


Signature Loan
APR: *14.40%
Term: 48 months


Traditional / Roth IRA / Coverdell Education Savings Variable Rate Share
APR: 1.75%
APY: 1.76%
Term: N/A


Regular Share
APR: 0%
APY: 0%


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HEW Federal Credit Union is federally insured by the National Credit Union Administration.

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