ATM Card

• 24 Hour access to your funds
• Access to ATMs worldwide
• Access to several nationwide surcharge - free network
• No surcharge at HEWFCU & Service Center ATMs

1. Pay close attention to the ATM and your surroundings.� Don�t select an ATM at the corner of a building.� Corners create a blind spot.� Use an ATM located near the center of a building.� Choose a well-lighted location free of shrubbery and decorative dividers.
2. Be aware of your surroundings throughout the transaction.� Be wary of people offering help or of anyone sitting in a parked car nearby.� When leaving an ATM, make sure you are not being followed.� If you are, drive immediately to a police, fire station, or crowded location.�
3. Do not use an ATM that appears unusual looking or offers unfamiliar options.
4. Do not let people look over your shoulder as you enter your PIN.� Memorize it.� Never write it on the back of your card.� Do not re-enter your PIN if the ATM keeps you card.� Instead, contact your bank.
5. Do not wear expensive jewelry or take other valuables to the ATM.
6. Never count cash at the machine or in public.� Wait until you are in a secure place.�
7. When using a drive-up ATM, keep your engine running, your doors locked, and leave enough room to maneuver between your car and the one ahead of you in the drive-up line.
8. Maintain a supply of deposit envelopes at home or in your car.� Prepare all transaction paperwork prior to your arrival at the ATM.� This will minimize your time at the ATM.
9. Closely monitor your bank statements and immediately report problems to your bank.
10. If an assailant demands your money, comply.