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Individual Retirement Accounts

Start saving now for your retirement. Our Individual Retirement Accounts are available with fixed or variable rates and terms.

An IRA is a great way to supplement any other retirement plans you may have.  We offer Traditional, Roth, and Coverdell IRA's.  Dividends earned are tax-deferred, and we provide maintenance on your account at no fee to you. 

Learn More from our IRA Service Center.



Traditional / Roth IRA / Coverdell Education Savings Variable Rate Share
APR: 1.75%
APY: 1.76%
Term: N/A


Traditional / Roth IRA Certificate
APR: 4.00%
APY: 4.06%
Term: 12 Months


Coverdell Education Savings Certificate
APR: 4.00%
APY: 4.06%
Term: 12 Months


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HEW Federal Credit Union is federally insured by the National Credit Union Administration.

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