| Share Draft Account Fees |
| Automatic Share Transfer (to cover overdrafts) |
$5 per occurrence |
| Share Draft/Point-of-Sale/Auto Debit Overdraft (whether paid or not) |
$32 |
| Check Written on Closed Account |
$25 |
| Share Draft/Deposit Item Copy |
$7 |
| Stop Payment - Staff Assisted |
$30 per check/series |
| Stop Payment - Placed Electronically by PAL or Internet Home Branch |
$25 per check/series |
| Check Cashing Fee |
$3 |
| Overdraft Privilege |
$30 per item paid |
| Overdraft Privilege Collection Fee |
$15 |
| Service Fees |
| Account Closure (within three (3) months of opening) |
$5 |
| Returned Deposit Item (written/issued by member depositor) |
$25 |
| Returned Deposit Item (written/issued by non-depositor) |
$15 |
| Account Research |
$20 per hour |
Statement Copy
Mailed Paper Statement*
|
$10 per month
$2.00 per statement mailed
|
| Incoming Wire Transfer |
Free |
| Outgoing Domestic Wire Transfer |
$20 |
| Outgoing International Wire Transfer |
$30 |
| Foreign Item Handling (by Federal Reserve or Travelex) |
$10 per item |
| Money Order |
$3.00 |
| Commercial Money Order |
$10 handling fee plus Western Union charges |
| Certified Check |
$5 |
| Official Check |
$7 |
| Stop Payment on Official Check |
$25 |
| Legal (tax liens, levies, garnishments, etc.) |
$100 |
| Collection Item |
$30 |
| Bad Address |
$5 per month |
| Inactive Account (no financial activity for 12 months)** |
$5 per month |
| Escheat (charged after 36 months of inactivity) |
$50 or account balance, whichever is less |
| Mortgage/Asset Verification |
$10 |
| Duplicate Lien Release |
$5 |
| Express Delivery (requests requiring expedited delivery) |
$20 |
| Express Delivery - Credit Card |
$15 |
| Express Delivery - Visa Check Card/ ATM Card |
$65 |
| Staff Assisted Transfer |
$5 |
| Money Management Special Handling (withdrawal limits exceeded, check improperly issued) |
$5 per occurrence |
| Family Service Center (Marlow Heights and Capitol Heights, MD only) |
$2.75 per transaction |
| Loan Payment by Credit Card |
$10 +2.5% of transaction over $500 |
| Loan Phone Pay |
$10 |
| Visa Over Limit |
$25 |
| Electronic Service Fees |
| PAL (Personal Access Line) Transactions |
Free |
| Plastic Card Replacement |
$20 |
| PIN Replacement |
$3 |
| Internet Home Branch |
Free |
| Internet BillPayer |
Free |
| Internet BillPayer Insufficient Funds |
$5 |
| Internet BillPayer Stop Payment |
$26 |
| Internet BillPayer Inquiry |
$18 |
| Internet BillPayer Check Copy |
$25 |
| Non-Proprietary ATM Withdrawals*** |
$2 |
| HEWFCU ATM Withdrawals with Non-Proprietary Card |
$3 |
| Point-of-Sale Transactions |
Free |
| Foreign Exchange Fee (Visa Check Card)� |
1% of transaction amount |
| ATM Deposit - Empty Envelope |
$10 |
| Visa Check Card Recovery |
$25 |
| Visa Check Card Annual Fee |
Free |
| Loans Processing |
| Returned Payment (loan or Visa payment |
$30 |
|
