CalculatorsTurn your dreams into reality. Use a calculator to figure out how to get where you're going financially. Whether you are wanting to know how much a loan payment will cost you each month or how much you should set aside for savings and investments to reach a future goal, our financial calculators are your resource.
These calculators are solely for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual borrowing/savings results computations. The use of these calculators is not a guarantee of credit.
Calculator: What's Your Credit Quotient
Credit makes a lot of the things we need and enjoy possible. Handled well, credit is normal and necessary. If you're
not sure about your credit habits, take this test to gain some perspective.
Your credit quotient
If you scored 15 points or fewer, you're doing a fine job managing your credit. Congratulations.
If you scored 16-31 points, some of your habits may have you heading for trouble. Call a credit moratorium until you
have a better grip on timely payments and unnecessary expenses.
If you scored 31 or more, you already know that credit is causing stress in your life. You can turn that around by
consulting professionals at your credit union or by contacting a nonprofit
credit counseling agency and investigating your options.
Published November 11, 1999, Reviewed April 23, 2007
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