Health Care Expenses

The Health Care FSA can cover a wide variety of expenses. We�ve assembled a list of common expenses that are eligible for reimbursement as well as common expenses that are ineligible. Some services may be eligible if you meet certain criteria.

For details on the September 2003 IRS ruling that allows over the counter drugs and medicines to be reimbursed by a Health Care FSA, click here.

To view a list of eligible expenses not relating to over the counter drugs and medicines, click here.

Ineligible health care expenses include the following:

These services are not eligible through a Health Care FSA under any circumstances.

Birthing Coach Blood Pressure Machines Breast Pumps Carmex Cosmetic Surgery Dental Bleaching Dental Hygiene Products

Doula Services Electrolysis Family counseling Health Club Dues Herbs Humidifiers Hypoallergenic Linens

Hypoallergenic Pillows Insurance Premiums Marriage Counseling Marijuana Medicated shampoo/soap Neck support Pillows Sex Change

Skin Moisturizers Sonicare Products Supplements Toiletries Vitamins Weight Loss Meals

Documentation Required

There is a small group of items that may be allowed if and only if you are diagnosed by a medical doctor (M.D.) with a specific medical condition and that the specific item is medically necessary to treat the condition. These items must be to treat the condition and cannot be for preventative purposes. A written 'medical diagnosis' by a medical doctor (M.D.) is required for Flex-Plan Services, Inc. to reimburse these expenses.

Acne Treatment	Chondroitin	Glucosamine	Sunscreen
Blood Pressure Machine	Custom Orthodics	Hormone Therapy	Vitamins
Cayenne Pepper	Fiber Supplements	St. John�s Wort

For example:

An individual suffers from anemia and the doctor prescribes iron supplements to treat the anemia. The medical doctor would need to diagnose the participant with anemia and provide a letter stating the diagnosis and that iron supplements are medically necessary to treat the condition. The participant would need to be diagnosed with the condition in order for the expense to be eligible. The iron could not be allowable for someone who may be at risk for anemia and is taking it for preventative reasons.

Remember, it will be your responsibility to find out if a service is eligible before you sign up for the benefit.