CUNA grants a subscribing credit union a nontransferable right to make the contents of
Home & Family Finance� Resource Center (H&FFRC) available to its members exclusively via its
Web site. Alteration of content is permissible provided the accuracy and integrity of the remaining H&FFRC material
isn't jeopardized. CUNA accepts no liability for, and credit union shall be solely liable for, accuracy of material
added or altered by credit union as well as related compliance requirements.
CUNA & Affiliates offers hot links to other Web sites from H&FFRC as a service to subscribers. CUNA &
Affiliates does not endorse, approve, or control these external Internet Web sites (or any specific commercial product
or service their pages mention), or guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing
of information their pages contain.
Members may download H&FFRC contents only for personal noncommercial use. All other rights reserved.
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The electronic address is [email protected]
Address mail to:
H&FF Resource Center
P.O. Box 431
Madison, WI 53701-0431
The fax number is 608-231-4370
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CUNA's Home & Family Finance Resource Center Web Site Privacy Policy
CUNA & Affiliates is committed to protecting the privacy of our members and other visitors to this Web site. We
have therefore adopted the following privacy policy.
1. Site traffic Records: CUNA & Affiliates collects information on domain names and dates and times of
Web site visits. This information allows us to track Web site use, measure site traffic, and improve site
navigation and information so visitors will find it more helpful and informative. The information is used solely
for these analytical purposes and is discarded after use.
Visitor site traffic information is NEVER sold, given, or disclosed to third parties.
2. Cookies: CUNA does not use "cookies" at this Web site to collect information about returning
visitors. A "cookie" is a record of each visitor's point of origin on the Internet.
3. Information Sharing and Disclosure: CUNA will only send personally identifiable information about
you to other companies or people when: We have your consent to share the information;
We need
to share your information to provide the product or service you have requested (these companies do not have the
right to use the personally identifiable information we provide to them beyond what is necessary to assist us);
We respond to subpoenas, court orders, or other legal process.
4. On-line Registration: Secure Server Software encrypts information when you submit it.
With the exception of the usage described above, this information is NEVER sold, given, or disclosed to third
parties.
5. Disclaimer: Any vendor or merchant or other Web site you visit by a link from this site is solely the
responsibility of the vendor, merchant, or other party providing the site. Any transactions which you enter into
with a vendor, merchant, or other party listed in this site or linked from this site are solely between you and
that vendor, merchant, or other party; no other Web site provider or organization has any responsibility for them.
If you use a credit card for a purchase from a vendor, merchant, or other party and later have problems with what
you purchased, you may have charge-back rights. For more information, contact the financial institution which
issued the card you used. The information contained on any site to which you link from this site is solely
the responsibility of the provider of that Web site.
6. E-mail: CUNA may use feedback information from visitors to respond to inquiries, comments, or
suggestions.
E-mail information is NEVER sold, given, or disclosed to third parties.
The Privacy Policy for Home & Family Finance Resource Center may be different from your
credit union's policy; visitors should review the
credit union privacy policy as well.
Please send your questions and comments about our Web site privacy policy to the Webmaster by
e-mail, phone
(608 231-4087), or mail (Webmaster, CUNA & Affiliates, P.O. Box 431, Madison, WI 53701-0431).
Editorial and Business Staff
James Hanson, publisher
Susan Tiffany, CCUFC, director, consumer publications
Michelle Dosher, managing editor
Casey Mysliwy, editorial intern
Debbie Michels, circulation and product fulfillment coordinator
Darlene Brightbill, product sales representative
Joe Day, director, new business development
Vikki Kinsler, permissions manager
Contributing to October articles:
Darla Dernovsek, Danielle Dresden, Jerry Edgerton, Jennifer Garrett |
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Design and Production Staff
Linda Des Lauriers, manager, design and production
Kevin Knope, director, Web services
Bob Alderson, Manager Development & Support
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Address subscription-related correspondence to
Home & Family Finance Resource Center, P.O. Box 461, Annapolis Junction, MD
20701-0461; 800-348-3646.
Editorial Advisory Board
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Debra Bridwell, vice president, operations
Eastman CU, Kingsport, Tenn.
Mark Condon, senior vice president, research & advisory services,
CUNA & Affiliates
Howard B. Lowell
director of marketing
Evergreen CU, Portland, Maine
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Robin Marohn, vice president, marketing
Heartland CU, Madison, Wis.
Pedro Noda
Web master
American Airlines FCU, Dallas/Fort Worth, Texas
Kim Pallas, business development manager,
GenFed FCU, Akron, Ohio
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