AllPoint
Click Here
ApplicationsCalculatorsAbout UsRatesMembershipInsuranceFAQ'sHome
Site Search:       Friday, November 3, 2006
Savings Accounts
Regular Share
RSVIP
Holiday Savings
HEWEY Shares
CU Succeed
Silver Share Certificates
ATM Card
Star Program
Seminars
Money Savvy Articles
Retirement Articles
Account Agreement Disclosure


%PDF-1.5 %���� 18 0 obj<> endobj xref 18 16 0000000016 00000 n 0000000815 00000 n 0000000616 00000 n 0000000895 00000 n 0000001024 00000 n 0000001193 00000 n 0000001768 00000 n 0000002165 00000 n 0000002199 00000 n 0000002243 00000 n 0000002482 00000 n 0000002727 00000 n 0000002803 00000 n 0000005596 00000 n 0000008265 00000 n 0000008743 00000 n trailer <<9710c76cbd4e9949ae52c861086a3050>]>> startxref 0 %%EOF 20 0 obj<>stream x�b```f``��������ǀ|@1�X���`�x��%C{yH�M�xIR����9%�8ઑ/30(1�~hW������s�2Ӫ�K6�<S�H3�5@�,�� endstream endobj 19 0 obj<> endobj 21 0 obj<> endobj 22 0 obj<>/Font<>/XObject<>/ProcSet[/PDF/Text/ImageC/ImageI]/ExtGState<>>> endobj 23 0 obj<> endobj 24 0 obj<> endobj 25 0 obj[/ICCBased 31 0 R] endobj 26 0 obj[/Indexed 25 0 R 255 32 0 R] endobj 27 0 obj<> endobj 28 0 obj<> endobj 29 0 obj<> endobj 30 0 obj<>stream H��Wے��}�Wt�\e0Ņp!nɓ��b9�K��R�Ty��$p������\Hje� @O_N�����!=�ŋ���fQH��"�(�_�������R��_��Jc�dJ�hS��� i���x�Y|^���_E�'��(�"�B��?�E�'T��CH�z��`>7 ׸��ɞ5~�~�%t�0��������ܽ�S�#��/� ������\�Uvu+Ru+z��K��� �JD~��2z��^���^�G �g�J��������`hӊ]��Z-?���3����P��e��J�����cO/<�~���ע�$���,�x����G/eۉZ���[I��m~Z�8r��^qF���S>�����p��8ӿDW-����k�Tt/��\�a��"������z��� c�ͼZ=��nɑ!N���j��C'�{Z�����d��o�fM�ɔ��C�(O���^��=�e�Gޱ["۞<,����f�)6���L��=��aߠ����ei.p���cig��(j�G�T�p.j8�*����귢��B����,EK_$b�=��ߡG�d[��i���d��*����"w$::��i%���5� �Z��R#�D�D8�N�� f�L3�����9�+#��aCJ����*��(ԙ����h�XxuC�A]%IՏU���I輵v����{  �t�J��U™�d#q�2���ԥ�.0Cδ�`���{�\9 C����ם��T���m�.U>�^�;��(��V�����N���ݷ��:_�c��ur�-<�!t��r���w���&O;���� �����j�3<��ֺ� ψ���uZ��<�cg��[��N7;�fӰ�ɓ� l�z���x 0�_$m�w�\�4CS%�06��l�B_%�4�-����j]�9����|$�&����E^f��2�:��J���[d��xs~"�#�Q3\_X�(R��}��x�� ��vr��eW�5[�� ���,�?���}��~(�`���+���pw��F���ڣm�:b+��3�O���Q�s� _�͝��o0 ��Z_��JdiE����W���m�-}O�+�VvV� T��=�H��r �!�1���&�B�x݉���X���}ZY�C`�G����"�2���o�P�ۜ��9 �P�GYr��@j��RW�dH�)���;(��Mqf����1�U∾s��ÕԊ1jlKc�w�#�?�0��F�ǻ�W��V�����σ�0���!ۤ��H�^4]uv}�ѭ��[z�.�\,�ji��m �Rͤ��G;�~<]�Q\�A���³:G/��pA�oT�[���������0BmRZ��_τ� 2q����q �j_.f`�&�у0�q�~~ժ_'�B)��췽P���@����EY�G�1��)�$�1u}; ܌s��7��K��a��G2{NQK O�OX*�KK�t~=��n�<�1��k�+���j��K�3 ��b E*#���"o�d:�_+�A��� S������F��9�{۰>❺%y86�,���B�d�����1�x�`�z�����~�(�U3�9�d��ާ��L'9��� �.N�hW|�l� �h]V���qC72�=�F>oۈ�j���}�;�s�n����,���l4�e��[ �|.�i��,��p0,@T��~���rR���#��p�M��hz����Ȳӗ_�����/�f���>5n@���Ьv���uI.g?�g5��'Z$�Tw�P��G���Hy!^g�����,�8�4&P;��^6 ���N��Հ�滋�N��&_ �F/��ZB?��z��A:�u<� ׺�;��41�^o ����Q8��u72fk(܄|�: N7F�_��<�FC��K`m�6I��3"|m������?�����`��̬�%s������J�Q[P0 c�hr���wF���PqܰGgoAc����邩,�yV�Í=�5G蟝aL�V���+˞���Ō�q���~�,��{^A%OԈ���w� �zy�o�rA��0�U�=�[^y��1�"Q�ۖ��V��p��J�R�^�:�V���ǜ�z: �����]F9�@��'0��G�S$m��XI<~gvֵ�kh(e��}� qdgk�\Y������!�%9 JG�\�x��� �U����g4^���+ɠ#�[/���]z��i��x�Q��̳���;K\�Z3���S�3�"�Qf��������SCq��H����')S����F��s�U��,FHO�ښ���f � 2�Ǹ�lt�c� endstream endobj 31 0 obj<>stream H���yTSw�oɞ����c [���5la�QIBH�ADED���2�mtFOE�.�c��}���0��8�׎�8G�Ng�����9�w���߽����'����0 �֠�J��b�  2y�.-;!���K�Z� ���^�i�"L��0���-�� @8(��r�;q��7�L��y��&�Q��q�4�j���|�9�� �V��)g�B�0�i�W��8#�8wթ��8_�٥ʨQ����Q�j@�&�A)/��g�>'K���t�;\�� ӥ$պF�ZUn����(4T�%)뫔�0C&�����Z��i���8��bx��E���B�;�����P���ӓ̹�A� om?�W= �x������-�����[���0����}��y)7ta�����>j���T�7���@���tܛ�`q�2��ʀ��&���6�Z�L�Ą?�_��yxg)˔z���çL�U���*�u�Sk�Se�O4?׸�c����.�� ��R� ߁��-��2�5������ ��S�>ӣV����d�`r��n~��Y�&�+`��;�A4�� ���A9�=�-�t��l�`;��~p���� �Gp| ��[`L��`<� "A � YA�+��Cb(��R�,�*�T�2B-� �ꇆ��n���Q�t�}MA�0�al������S�x ��k�&�^���>�0|>_�'��,�G!"F$H:R��!z��F�Qd?r 9�\A&�G� ��rQ ��h������E��]�a�4z�Bg�����E#H �*B=��0H�I��p�p�0MxJ$�D1��D, V���ĭ����KĻ�Y�dE�"E��I2���E�B�G��t�4MzN�����r!YK� ���?%_&�#���(��0J:EAi��Q�(�()ӔWT6U@���P+���!�~��m���D �e�Դ�!��h�Ӧh/��']B/����ҏӿ�?a0n�hF!��X���8����܌k�c&5S�����6�l��Ia�2c�K�M�A�!�E�#��ƒ�d�V��(�k��e���l ����}�}�C�q�9 N'��)�].�u�J�r� �� w�G� xR^���[�oƜch�g�`>b���$���*~� �:����E���b��~���,m,�-��ݖ,�Y��¬�*�6X�[ݱF�=�3�뭷Y��~dó ���t���i �z�f�6�~`{�v���.�Ng����#{�}�}��������j������c1X6���fm���;'_9 �r�:�8�q�:��˜�O:ϸ8������u��Jq���nv=���M����m����R 4 � n�3ܣ�k�Gݯz=��[=��=�<�=GTB(�/�S�,]6*�-���W:#��7�*���e��^YDY�}U�j��AyT�`�#�D=���"�b{ų���+�ʯ:�!kJ4G�m��t�}uC�%���K7YV��fF���Y �.�=b��?S��ƕƩ�Ⱥ����y��� چ ���k�5%4��m�7�lqlio�Z�lG+�Z�z�͹��mzy��]�����?u�u�w|�"űN���wW&���e֥ﺱ*|����j��5k��yݭ���ǯg��^y�kEk�����l�D_p߶������7Dm����o꿻1m��l�{��Mś� n�L�l�<9��O�[����$�����h�՛B��������d�Ҟ@��������i�ءG���&����v��V�ǥ8��������n��R�ĩ7�������u��\�ЭD���-�������u��`�ֲK�³8���%�������y��h��Y�ѹJ�º;���.���!������ �����z���p���g���_���X���Q���K���F���Aǿ�=ȼ�:ɹ�8ʷ�6˶�5̵�5͵�6ζ�7ϸ�9к�<Ѿ�?���D���I���N���U���\���d���l���v��ۀ�܊�ݖ�ޢ�)߯�6��D���S���c���s���� ����2��F���[���p������(��@���X���r������4���P���m��������8���W���w����)���K���m�� ���� endstream endobj 32 0 obj<>stream H����g���x$�HISI�X�H��txH�Ft���뒉X$��L$�\�C���<�&�d"e�%����_����|}���~?�Ll6�x<�A��}�� �b���f�G��U*�j��v��Ri�Ph�ۑH�T*�N��r�L&�N����f�,����`0x8��b !��8�+�˃� ���r�L&��n�ͦ��J$��n�����x<�V�}>�|>�t:�#�N�b1�Db�Zk��j��v��Tj:�Z,�z����5�v<=�e!x~��>>���K\\��__���r���H�T*��F�նZ-�^OQ��dZ��2�L,� ���O0 h"�0F�Q�R�4-���f3����I�D�F�1� C(�����ϣ�(��AQ����+������7��W�AK�t endstream endobj 33 0 obj<>stream H�ԗ W��k"P��@D �>�(M4j">�������׷z]�Y�$ެ�utMOM�7�U�=�#“'�w��ҤR����E���� ?/Z�Ns� -�I�3�@ߪ7�=*ˏK����,?. �M*��;��-�M�˯X�Ƹ�i㳇� &�|��wI#�}�@��]�������}k�o�<���M����t�� }khm��h�{�r�ׯ4��}!�`8���z;�E�^T�� {xl�G��o��b��O�3�d���c�\�æ�!�Z#������kx�t��E0cN��_^`��CyV�2�P�b[\ݞY��J� �9�6�H~�t���:����T���Ϛ)�*&�l3���%t�{\X�3�<���R��-�΁������D?D�K�P{� 6!g�|��%Z��"�d��R�U7 Q�����ˋ�2{x�aG@���;|�*[�?z���1�Ͻ�f�W%��څ1|!=�S�&��z���N�m4��I?�aD����6�*��”�FlM�Z8�'�C�'�G��as��)oO�LU���SV9�E�H��S����2� xB ͥv�J�D�VTӏ�@�.�����A�������!��<�����\���o�E��l�/T��;����Tf��B��C�M��T1 ���E�.3�xk��ߢ�xS �Z'^�W��q�~�~/'� 0؁&�b��8-�`�'Xz��q�� }�=��������:=��੉�͂y4 І��"#Ve�e��z/�A��tZ%pM��bN9M�U�o��Xqi��4Q�)�l�rI_ �����e�Pa���[�s�|s�"�W���7�T�'��@bJ�RY�‚ 4-�p�Ӗ���K�*�fu֪ }���=�bB�_���z@U�b}_�a" #T7��h��v�Py{�����6;�$����p:��DS�<^ў��:�T<T"q�Ew�w�b<�κPR�*<J7�ZT����"z�n��D����{uЋT����U�Ü8���gӛG�lkf~�t{�|�>^-}�f��Xٷ�����{�X2�m/�Jz��S����d��*D���eS=� <�(h���c�C�݉��G�=&Z;�%�ND�I*���)� ��j^74�QJ!Z+?�}e� ��Y�¨���;]������Z�{�pfdz��������B ��^,�!oVC��B?�tv6�[�X/|�i����d��;�� 騴2Ƙ���q�J1�r��41��[^Ăn��Մ.eW�7�����O�MΜd �0���mچ��]2v>M|���]�.Y��Y�'�Qf� �53W��}ފ4ko�E��0�#BS�5�=(Y�u'��ۃ� z�n�s���'��j���{�Hn����§��ek�A�&�)�|��Ԫ�{-7D�� ��crk��W~K���]�V��>v�o�[�À�R^����:!O�;D?$=��(�F��0�����_�--�l$�Fܿ���J�`X�f� endstream endobj 1 0 obj<> endobj 2 0 obj<>/Font<>/ProcSet[/PDF/Text]/ExtGState<>>> endobj 3 0 obj<>stream H��W]��8|�_A��䃭�$˲�-� ������{�L�ܑIA�����&)˞�Ld}�ͮ��~�-��i���f��Ll�OY.�����y!�UZ-�����g���gs�j�4���\��\L6=Ͳu���,�U)6??���|���ft�-��?��N\l��:'N�U�H�ϗɳ�Q�Nt�ם�ϔfzQ˦>7��ָ��6_�2<�K�)v���NSZ�*�ў��xV��Ц��������/v*��ۼ�:��JF7��g~�Y�f|@,�,�mk�6��h;mj�6�ayً�}Q��~OKE��Ӕ/�V��������z�E��cIZ˨�h��(�њx{ a��m��/�����)���J����VI?r��m[$j�/��Y��Y�|�����Y>O�bt�� o���Ǥ���*q�-V�gl�=RJz�'�dNe`4RVK#.�y�"��<~>ϛ���;�;��+����ܟ;������ $P���u(��o3�<-�7�'�P�=J�[_�V�^7�8���:��:�|�n���bg��"ƣ �Of%��2��2�6���U�kC�^np�_�=��ow:�G.~k��2��vk:���~V͕�B_�NM���ϰNY8CҪYt�.vw=��N�X i��f�Z��[���ȩ�g�tJ��uS+#;m�1z� �p�_z���V6�!��q��*�ɳ�h�4�\��Kj�D]�@�ˡ���{򨈣l��{�{ ��|�� j۝j4( ����zh�?�b�\��ȳމ�2��oQG�Q$����N�ǩ_:[���mB��4�{m$�I6 �AT`������K��� ���$%=��/c�|>Js㉍>)> "R��"Fr� _ ��}�������:�c��`)�08����[3�Ίgc/@��;4�Q�X���� ��-��1k&f .B�5��ok��أ~�* �~o#O���ŏ���By@��^���M$�D��U�����bO�G���9| �,��ϩ�ynQ�:?B�D= �K"G���[w 2j-6��Y34��8�����_�D�v/��^�?6A����V�� �Vw�흆������ж �@�HH�}lK~�]�(z%�? �ݲx {Ų�؋�f�rf�an�����$S��D��z��.P��P�s���X�L�4�h�*�`�`]3|����5�rr��3ׁjb���IG��=Q�tH�)D��'��|ի�6�;A��:��vPĺI;���P��F�� ���֯�����M������k寲�ů�N|艚� �d4����\����4��a�X�m|��x� }V� ��mt}���N#)�5pA�v�������؈C�vO����J��*_I�G�N�s���o�%0�4�����m'k������\�X$���a {�V��@Zq�uz�v����ǃD�j�[�1 �6P� ����d��O�:�τ���d�E/G n!�Ƴ�<�3y�s��Nˬ|쀻ԋߡ�ӓO��(���x����}��)i7�F��7E*˗��k��n��3�\%�M�߆�M�o0���%h ��"�o�X��8� ���V7��R�ЊzG��<�� '���~�]h�٪�06:�xB�z�B�#2Lb���J�����������ذSџ�ୠ����C�F�[���\�$�3�43aR$�1G�G��rV�<���6x�Y�S�ňl]�� ����4���&��F~w�F�֘�$R"�,�����t���� ,_9��㒷2�_���W�0g��i��"u#� �\�&��KF"����s7��G�s������^A�#�^�-*�� /Ҳ|e����+�e���l ki�����E���Lj~ �j�Alh%dx��l�ռL���~!O�-��I�j �gU��A�lщ���*��_�֍�ӱ��{+�E��l��%xx ����Q��3(�,,�P�����LQRq%���XQ�11Ֆ��/A��:��ۡ�.6�auG�D�g��;1����5�y}�O�i6Y�P4�x1&��D�دV�׬��âQ�er�J��h��b -<��*L�I$�W�#���.#�*�8�@n틇��Y%d�ܤ�沣�$��d�QF��d .b�+'�˯p=���QwH����`���5�X�t�NO�<���1%��Z�Z�<�HE��SI��dw�A�v'�P-#h4��u� �P�FYJ�Q�ᝀ��� s} ����3���E:{���<��q��,��-c�c}�'#�Zd�*8@�s�9�nJ�b���T�(~HZB<(I퇃�b�+[+v�_S�ZP�G�XJ���H�\:�p��bZREm�^5d����1ł@V�H��>D� {� �����E-+9� n V��}�� �0��>En�,�E�޽� ��$K!�Z�o��nbE������7X�d�Ư����t[Tُ�~_\, �<٢:&�D����3K�!��8g ����jf�����(y8mo��A3�"��#_CR��C�a���)o��/II�y0蠽l��lU�b�f�.X���"WD����T��d=,�>2�߉}tͺ�E ٩ _��U�"N;�c��R/4YhKH�2�d�xJ�������/`��W�Z_�[��ϋ�4I endstream endobj 4 0 obj<> endobj 5 0 obj<>/Font<>/ProcSet[/PDF/Text]/ExtGState<>>> endobj 6 0 obj<>stream H��WɎ�H��W�a��-R�����1z� [�>�sH�))�h&�$KV������<0���X^�x���D����ӛ�6��T���X���Rl�?�yg����l.lQ?�Ŷ��NO�BL�=͒M��"��u.����|>��Y�yz�m��*a�z�Y�}�����莲��|���ɴϪ�⤻�hTm'����)YǛU7�!�� ;�Mm�Q�(�UB��*�N�j�;a�B � S���d=��;��$N��p†m_����͓o���G��p���j�V���t���b���Qia�.]е�V�6'+�Yt�ٛY�����5[Gs;}��̋j+�mc��E�.�tu��F�t��fJ�葟z���H����_+�﻾U�EV�r�kP�P�4�a=ę�L��dYѵ���u�;��I*qU��K�.k������~��t����>��_�8B�¹��"�ş�M�Df2���l |=���b��[��M��(*��ݼV�d���w�@E+%�$CT(�l[���8��%y���B�NT}<9������!����ֹ��:��J_��:!���IWݞ��ad�qٲ�_�Zօ����,�#+�|� \\G⓱]C�ꓺ:��ڹq��N���a謯��� ��Nq�Ḁ*�G� j��H��J� g����jU@e���Fʼn�BM�z�ᷕ�}��4dT�0���� �٧������(_|���Ƚi�A��hT3룋� tK�B���l2�8��W錩�/n�rL������Oב\�M�C��~2#��NN�#[M��f�B�)�S��8KQ���hH�xUL�ć�"�fY ��6�e�.�!��D�}��vϰ�齎0HTU͚~�b�������Sc^��Y������|�x��49�VD��JC���R"��WXIJq+�݌ם��]���n���8?��� ,ֶ��r����y�N^���6L��9ðcMz�%���P;R�s���Ծ��9���l�����tt�5�vUHnFu���Y��HS*�r��9AA�Q�*��D՝��4���Ύ�A�ڒ���cȹ�s����ɂ&^����݊m��<+�;��QU �J���+���.z,�H��SEa��bdX�hg�b��+d�!��Y9����b%�tݓ�D��7�. ��"%ɝj0�>�S�4��٢���P6<�c��Ь���&��ݱ��O��&�٩��<�<��^�cKHF�F�ry *�Rq4Uy��\��q��op���ʄ�l��퍸T��0�P^�|�)��Y݌�;Fft��0����a=>6 �^��A�9���J�~6�Dl���q���$-��,n�-������c�s��~B2�8��B��=�{W����挿���l�������Ө H���@ f ݆����)�_�/@�[�����/�@Pu�,���.VE����uQ�%����dЊɒA�͓o��c��>�jc�o]cё$�k��-�e䕖�Y����j�*zL}�9��M�����P��B+����f���u>��y�e�/<����F)�=�\(;z�=C֝j��g;Iڞ� ��<�AA�:�,F Q� [YY(��+�M���M�j�b,�xܧ�j�ow��)��c�u=�A�h��o�>t�r�%����Bl�V��׭3�?3Wa���"u �Ƴ����V 侱�u@W����>_Z f��,�.�f�asd�}A�..��w�s�����@1MaZ@XU�Qߊ���RϞ=��W{�;�q�����(V�!�G� v�2G���^�hcǏ�������I|�<о��S��D�w.��kݯHx6��ҕ0#�� ��=:����p��Ӷt�4�M�(]���0�܈J��%�9�K��n���j�n.~g�|$�Ê�2�t�b~�Y<|�K���)�q��Y�W-R9�n@���C� 6:���i��"5���s�N����[܆{oD�+�dF�DQ���h�o � ���?3=BR�C�@b�y��������� N�A�+445� ��u���t�mW=o�0��+��V-�(Q�е����������������ݽ��L��H'��j���e���{� ����Y[/�&��y-f�` �����O�?CE��}�:�]0��FC�{� �GR皮X-Y��D�ف��V�a����^#�/��.G/T���ӎ��r�5'���'IN�7B��$Z�ߔ�{'C�j ��W�>X���⸡x"��{ϴ� %��Ȱ�l�F��gE'T��m���Ĩ�����'�9� ����ɇ����sI$E�i�A԰��%0w�R� @��z�"��/N��E^K�� ��wH`��e�_���gv}���) ���j ]?8��7Z=u��\Z���p�o� ��B, i��%��Y��� E<�W4c�/�<��(���k��q̽a~o���:�b갈2L�a���(Q�J�kmۈ�m��XQ��U�{׍5�s����q�ZP��A�����r׶:5N�UF�eF���ɇ-W�:@ � endstream endobj 7 0 obj<> endobj 8 0 obj<>/Font<>/ProcSet[/PDF/Text]/ExtGState<>>> endobj 9 0 obj<>stream H�|W]��F|�_1XH����{9ľ��;؛3�{�#��\���,����)�z Q�dOOwUu�ۏ_�77��n��ݥ"w��$s���d�Ld�x�w�7oߛ�( �m.L����]A�:�D�����f�l�t!�x�w�����|Eo��g��w�#[)����u����3S�)[w�=Q���Z+ ݚ����Fy��/�C�OJ����q����|���q��8�I�Q�Bu�*���� �_wx�h�a2��H���&�8��d����84���z2K�}e�6��͒8Y�#J�.U'Z7u��]��Ba��p-�P8��T�do|��!�!ݨT�R���su��&]t��<�U�(ٜp�U�]�=E)��C���R��8K�Q�;�\���U����o�>�����TԞu�Nђ�G�=��B6|`�z;���}S �8�{=8OZ!ŮoK�������}d��9z2d�p�*%[�P�R��B=�V W���5!��lԄ$s�/v�Ϟ���7���z�1Zut%I�\_�ҥ����T�=��I�d�8�����.���f���-��TY��RP��1l(�;�>�qK<�HЍ5'�]�b�w�:ʕ�[�⥩� ��.q���g�'e.��-N�|S�5�MQ�pik�.�@ ���������zBH�H�>� l�d���8]�������&�����u�m�4�-�Y�׎�ʪ�&�35A�f\فG�}u�GO�V�j��QmM,�N�j�D��d��8)I�X�'չ�}���Az���p��p'��Q��H������ǖt�M��{/��k7#@������k��f�~��eqٹqn��r#�5������+a� �4���\ �Q�������!5@�Ů��tkW��-j����:kmG|�o~n-?w�7� �L��՝;��S�YG֠F�ɉ�֊��sJ�&h;��6#)�� 8b��Om�x�Hc#S��=�I���ϩ�L�[l��^�_j'1���E��Xi��}���9�]�I� ����7�g�t��3x��� |o�"���Yb��)�Xvhp��m��3  �b9䫤�w[��Z:v~ ء �������-�l�j p�����Tk���{�{UaC��٨Z�g�V:��M�r�n�7J��o]��U|줭.ԀC_v;�����g]<<��jz*!{���~K2?�@Dw%n��h� ��( �c&9MOEB&���A�/T�y��:�AN9%Q�J_��]`*es���S礨XqG�ޠv3 ����rH)�O��<�:|��Yu~��� K�(���n�CFa�`� bp���ttn�ˡ�P|�a܍WGh�7����s��/�LsW��l�Z0�/d�����?��]�����c1!�=�cVQ�����dNz�,��V�%A��/��u��?S�u� ���@ �ElE ��t�zP�?0���^7��!�_=ɮ�= ^���ʚ�i��GPb�G-���P��P��^��7�f�D���x��&M;��j�z��<�Wwzn��NH��BhX>ɦG+�]� FE$��4�VD9��M��`E0���e��N�TO0v�P6�����Z���X_0�؍:��W��5��;v���D|���m髒/��&GP;�-f�գ�У�U���#tq��yY�� �Pfa��P��_0ϵ"y�8 T wе�����ZV�v�+�>�ɉj�L��̧�����{P����Uw�f{ Z�ɱ��( ݕ�E����_�}�t�_2E���6e� ߖ���'��$W��JŹ�\.�82���R��k���gs1 _q��@Qch7���,�h�э��"�d�֜�V7��<{ 0��e n��KC; O,�:ص����`n�u�t��A�������R��4,?l�ⶦ�x㞌 �{5�����x@�a|qD�Z�5$[�6�y�� ��H��'�h��򯷃h嫑g���z�Љ5�(ôё �\B#F+}�aa��X�nl�$�8!�R����~_y�텈s���[V���i�!�@#�T� D�y���t�ZR�OʜW�<�>�2�H{[�ɋ��v��)S�N7�pY۳mʟ ��A����@������Ezo��hE��{I*�v%��}��O:�r�~�`���Ƽ�=Rb��S�е�>�I�䓅�� �[ h�s�E���i�`����z�_՝H�5�xpe͠�FqA8� M��n�#v�D���*�s�"�; )f�Z�8N� �� endstream endobj 10 0 obj<> endobj 11 0 obj<>/Font<>/ProcSet[/PDF/Text]/ExtGState<>>> endobj 12 0 obj<>stream H�|V�n�6|�W,�'�N�-Y~�k{H�+ �h�>�m񢐪H�����egIY�i Q,rvwvv��?�����>�f�w��R�fiF ~�g��hUƛ�v/��mA������%����i�4�}�-�m���q����Y'IR����4{�N�5d\#{R�2/�2^Gr�3ED�%>|��)}��_�_�O�*r�d� ,�q�&������z�!]#4퍮���@Q��9��5�uȨ'�UpYԵrA�FU Ufhkjdۑ�,�W��HbPϟ%+T��{�%�J(�5�J�p(��r�xF^���h��D�RS��(㼼!*���ƭ��p%pm_��Ezs׷�����#;�~����h״� �e�n�J9e�f�g("�:,�v�w�a�G�%��� ��!Ad+0�LA"��|���A�� �"�� � �2� �\_8��g�v�7$���$қ�7��'��ʊ�Uh'�"9��Y��ȍ���ň�ap� AAS��j9g������u*� �/]k�e�C�x��tԚ�� b���N����A5�����ҵ<(�{Ubb�E~���e3z�ge��ae����u�G�jY�'��Y[��Z�h�&���+<���j(y{M�NH�(�1��X��^P��U��&��5"��=uR[�!��~��r��o�2Dݥz'T+1�?� T���Vd���4,f8����D��(]����m�ۻ�<�,:����v� Ѡ � x�]�;M"|f�(&@dK���B���\]�B�?d��MZ:�,YٳL-1~z�x~O�E4��?�KUI�� m��:��|�5k���g}�xj;��0���rZL��w*GR��$X9����//�����t]���VI�ޙp٧�?| �n���3��� ��C��9[pP�p�O���,WX�1�jN ����N�(����"z�>v�5O����H�U3��hU',GYgpֵ�R�=p�����9����!����?鄣ݹ�zZ �h��^ v�ϼ�ˑɬ�����|�C%e@{x����S������@��pF\����l71=���ʳЩ2�'��e~�ѾcN9Ho�އr�0�%���w~l�}�� dLq��8��2�{xk���]�|:cN��\����;`x�-K�U�V���J�ȼ�zt@-og R�馗�f�Wxƒ����u�s�p)~o6�o+w>��>�e�x�����P ?�f я&x; ��U�����}��� endstream endobj 13 0 obj<> endobj 14 0 obj<> endobj 15 0 obj<> endobj 16 0 obj<>stream Microsoft Word - WashPost 091706.doc endstream endobj 17 0 obj<> endobj xref 0 18 0000000000 65535 f 0000010725 00000 n 0000010851 00000 n 0000010971 00000 n 0000013924 00000 n 0000014050 00000 n 0000014170 00000 n 0000017382 00000 n 0000017508 00000 n 0000017628 00000 n 0000020521 00000 n 0000020650 00000 n 0000020760 00000 n 0000022147 00000 n 0000022182 00000 n 0000022206 00000 n 0000022283 00000 n 0000025674 00000 n trailer <> startxref 116 %%EOF


A Step Toward Adulthood: An After-School Job

Collaborative Divorce Softens Sting of Split

Courtesy Pay Abusers Pay the Price

Watch for Disclosure Signs at Checkout

Wealth-Building Strategies That Anyone Can Master

Financial Elderly Abuse: Do You Know the Signs?

Before You Stop Automated Payments

Budget for Your Pet's Life-Long Care

Make a Will to Have the Last Word

Take Time to Pick a Computer for College

Disaster-Proof Your Important Papers

Debit Card Debate: Check-Out Line Dilemma Reveals Real Differences

Who Pays for Hospice Care?

The Down-Payment Debate: Can You Afford No or Low Down Payments?

Grandparents Pitch in With Financial Help

Introducing the Roth 401(k)--A New Workplace Savings Opportunity

Future Grads: Consolidate Loans Before Summer

Credit/Debit Cards, Checking Accounts, Teach Teenagers to Handle Money

Pension Participants: Expand Retirement Savings for Future Security

Ten Resolutions to Trim Spending and Reduce Financial Stress

Preparation Softens Blow of Alternative Minimum Tax

A Long, Cold Winter? Simple Energy Projects Can Save You a Bundle

Health-Care Flex-Spending Accounts Get More Flexible

Protect Your Assets With a Trust Agreement

"Remarried, With Children" Brings Special Financial Challenges

Fast Fact: Advance Directive Q & A

Upping the Ante: Stakes Are High for Young Adults Playing Poker

Suddenly Solo--Life After Losing a Mate

What Bankruptcy Reform Means to You

Choose the Right Cell Phone for You

Online Banking Makes Money Management Simple and Safe

Desktop or Laptop--What's Right for You?

How to Keep Your Job When You Become Ill

Shalt Thou Buy? See If a DVR (Digital Video Recorder) Is Right for You

Back to School: Plan Your Budget

Savvy Shoppers Know "Minimum Advertised Price" Isn't Always the Bottom Line

Health Savings Accounts:
First Aid for Health-Care Bills?


Back to the 1970s? Inflation Outlook

Prenups Clarify "Yours, Mine, and Ours"

Design an IRA Strategy That's Right for You

Personal Property Appraisers Distinguish Between Trash and Treasure

Preventive Health Care: An Ounce of Prevention

Is Your TV Set to Go Digital?

Birth of a Consumer: How to Teach Your Preschooler About Money

Trusts: Securing the Financial Future for Special Needs Adults

Farmers and Consumers Connect Through Community Supported Agriculture

High Cost of Health Care Robbing Retirement

Going Solo With Health Insurance

Tax Time: Early Birds Catch a Breather

Tsunami Relief: Be an Informed Donor

Now's the Time to Max Out Flex Spending

We Love Our Debit Cards

Gift Cards Keep Giving--But Not Always to You

Type by Talking--The Scoop on Voice Recognition Software

Calculator: Budget Blueprint

Calculator: Keep Your Checkbook Up-to-Date

Calculator: Do I want a Fixed or Adjustable Rate Mortgage?

Calculator: Should I Pay Off Debt or Save

Calculator: What Is My Net Worth?

Calculator: What's It Worth to Cut Back My Spending

Calculator: How Does Inflation Affect Prices?

Calculator: What Will My Monthly Mortgage Payment Be?

Use Direct Deposit and Automatic Transfers to Simplify Finances

Making Financial Room for Baby

Teaching Young Children About Money

Staying Safe at the Cash Machine

Disaster-Proof Your Important Papers

Launch of New Home & Family Finance Radio Initiative

Tips for choosing benefits during open enrollment

Middle class families in financial bind

Preparation means peace of mind

Some habits save hundreds on energy bill

CUNA launches weekly consumer finance radio show

Weave money lessons into daily routine

September is national preparedness month

Online banking: Know the answers or get locked out

Who will manage your assets when you can't?

Use back-to-school shopping as teachable moment

Be proactive in curbing health care costs

Financial notebook provides road map, peace of mind

Tips for using plastic overseas

Sales tax holiday catches on

Consumers fork out $16 billion for extended warranties

Keep a lid on summer cooling costs

More than $60 billion just waiting to be claimed

Credit counseling--via phone or face-to-face--helps debtors

Majority of Gen X women in debt, lack investments

Keep a lid on summer energy costs

Government website offers free 'My Money' tool kit

Can't find that file? Try these simple alternatives

Using online bill-pay helps prevent ID theft

Good debt/bad debt 101

Tips for merging money with your mate

Consumer website calculates cost of payday loans

It's Financial Literacy Month: Can you pass the test?

Money and marriage: Talk to ease the tension

Five financial tips for college grads

Prepaid options critical, but costly, for unbanked consumers

Survey        Privacy Policy/Disclosures        Site Map         Contact Us       Home

© 2004 HEW Federal Credit Union. All rights reserved.
HEW Federal Credit Union is federally insured by the National Credit Union Administration.

Designed & Powered by Cambium Group, LLC